What is the major exclusions for this product?

Your Family Takaful excludes:

1. Death:
   • If death due to suicide within 1 year from the Effective Date of Certificate of Takaful, we shall refund all contribution made.
2. Accidental Death In Public Transport / Family Accidental Death:
   • Violation or attempted violation of the law or resistance to arrest;
   • Participation in professional sports (including caving, potholing, bungee jumping);
   • All kinds of diseases, pregnancy, childbirth or any form of miscarriage; or
   • Illness, injury or other losses occurring before the initial contribution is made, or while the Certificate is in a state of lapse.

Note: This list is non-exhaustive. You must refer to the Certificate of Takaful for the full list of exclusions.